A:  You certainly might be.  If your name was on the credit card, then the debt collectors will certainly be coming after you.  The fact that your ex-spouse was supposed to pay and hasn’t is immaterial to the debt collectors.  Precisely because your ex-spouse isn’t paying is why they are harassing you.  The credit card companies and the debt collectors are not bound by the Family Court decision assigning the debt to your ex-spouse.  If your name was on the card, you are still responsible.  We can be of help to you.